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Homebuyer Down Payment Assistance Program

Funded by the U.S. Department of Housing and Urban Development, this program provides financial assistance to qualified applicants in the form of a zero percent interest, deferred forgivable loan.


The funds can be applied to down payment and closing costs to purchase a home within the City of Irving.


Already submitted an online application?

Visit IrvingTX.gov/HousingApplications to check application status. Submitting another application will delay the process.

Eligibility
Apply

An eligible applicant must:

  1. Be approved for a home loan with a City of Irving approved lender.
  2. Not have owned a home within the last three (3) years. 
  3. Be at or lower than 80% of the Area Median Income, according to HUD income guidelines.
  4. Complete the Application Steps
  5. Watch the Homebuyer Orientation Video to understand the program details
  6. Complete the Orientation Acknowledgment Form
  7. Submit an online application


Note: This program orientation is not a Homebuyer Education Course that gives you a certificate upon completion. 


For Homebuyers

  1. Down Payment Assistance Program General Information (PDF)
  2. Home Buyer Informational Brochure (PDF)
  3. Approved Lender List (PDF)
  4. Property Tax Information
  5. Set Up City Utilities